| Home > 106th Congressional Bills > H.R. 3835 (ih) To amend title 28, United States Code, to divide New Jersey into 2 judicial districts. [Introduced in House] ...
H.R. 3835 (ih) To amend title 28, United States Code, to divide New Jersey into 2 judicial districts. [Introduced in House] ...
H. R. 3834
IN THE SENATE OF THE UNITED STATES
September 20, 2000
Received; read twice and referred to the Committee on Banking, Housing,
and Urban Affairs
To amend the rural housing loan guarantee program under section 502(h)
of the Housing Act of 1949 to provide loan guarantees for loans made to
refinance existing mortgage loans guaranteed under such section.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Homeowners Financing Protection
SEC. 2. GUARANTEES FOR REFINANCING LOANS.
Section 502(h) of the Housing Act of 1949 (42 U.S.C. 1472(h)) is
amended by adding at the end the following new paragraph:
``(13) Guarantees for refinancing loans.--Upon the request
of the borrower, the Secretary shall, to the extent provided in
appropriation Acts, guarantee a loan that is made to refinance
an existing loan that is made under this section or guaranteed
under this subsection, and that the Secretary determines
complies with the following requirements:
``(A) Interest rate.--The refinancing loan shall
have a rate of interest that is fixed over the term of
the loan and does not exceed the interest rate of the
loan being refinanced.
``(B) Security.--The refinancing loan shall be
secured by the same single-family residence as was the
loan being refinanced, which shall be owned by the
borrower and occupied by the borrower as the principal
residence of the borrower.
``(C) Amount.--The principal obligation under the
refinancing loan shall not exceed an amount equal to
the sum of the balance of the loan being refinanced and
such closing costs as may be authorized by the
Secretary, which shall include a discount not exceeding
2 basis points and an origination fee not exceeding
such amount as the Secretary shall prescribe.
The provisions of the last sentence of paragraph (1) and
paragraphs (2), (5), (6)(A), (7), and (9) shall apply to loans
guaranteed under this subsection, and no other provisions of
paragraphs (1) through (12) shall apply to such loans.''.
Passed the House of Representatives September 19, 2000.
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106th Congressional Bills Records and Documents
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