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[[Page 118 STAT. 917]]
Public Law 108-285
To facilitate self-help housing homeownership
opportunities. <<NOTE: Aug. 2, 2004 - [H.R. 4363]>>
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress <<NOTE: Helping Hands for
Homeownership Act of 2004.>> assembled,
SECTION 1. <<NOTE: 42 USC 1441 note.>> SHORT TITLE.
This Act may be cited as the ``Helping Hands for Homeownership Act
SEC. 2. ASSISTANCE FOR SELF-HELP HOUSING PROVIDERS.
Paragraph (1) of section 11(b) of the Housing Opportunity Program
Extension Act of 1996 (42 U.S.C. 12805 note) is amended by striking
``dwelling'' and inserting ``dwellings''.
SEC. 3. <<NOTE: 42 USC 1472 note.>> DESIGNATION OF DOUG BEREUTER SECTION
502 SINGLE FAMILY HOUSING LOAN GUARANTEE PROGRAM.
(a) Congressional Findings.--The Congress finds that--
(1) the Cranston-Gonzalez National Affordable Housing Act,
enacted November 28, 1990, established the section 502 single
family housing loan guarantee program of the Rural Housing
Service of the United States Department of Agriculture;
(2) Congressman Doug Bereuter of Nebraska was the
legislative author of the single family housing loan guarantee
(3) 316,625 single family loans have been guaranteed under
the program since its implementation in 1991;
(4) the program facilitates home ownership for low- to
moderate-income borrowers in rural areas and nonmetropolitan
communities who are unable to obtain conventional home mortgage
(5) in 2003, the average income of a borrower with a loan
guaranteed under the section 502 guarantee program was $34,124.
(b) Designation.--Subsection (h) of section 502 of the Housing Act
of 1949 (42 U.S.C. 1472(h)) is amended--
(1) by redesignating paragraphs (1) through (13) as
paragraphs (2) through (14), respectively;
(2) by inserting before paragraph (2) (as so redesignated)
the following new paragraph:
``(1) Short title.--This subsection may be cited as the
`Doug Bereuter Section 502 Single Family Housing Loan Guarantee
(3) by striking the subsection designation and heading and
inserting the following:
[[Page 118 STAT. 918]]
``(h) Doug Bereuter Section 502 Single Family Housing Loan Guarantee
(c) Conforming Amendments.--Subsection (h) of section 502 of the
Housing Act of 1949 (42 U.S.C. 1472(h)), as amended by section 2 of this
Act, is further amended--
(1) in paragraph (5)(A), by striking ``paragraph (12)(A)''
and inserting ``paragraph (13)''; and
(2) in paragraph (14)--
(A) in subparagraph (A), by striking ``General'' and
inserting ``general''; and
(B) in subparagraph (E)--
(i) by striking ``paragraph (1) and paragraphs
(2), (5), (6)(A), (7), and (9)'' and inserting
``paragraph (2) and paragraphs (3), (6), (7)(A),
(8), and (10)''; and
(ii) by striking ``paragraphs (1) through
(12)'' and inserting ``paragraphs (2) through
Approved August 2, 2004.
LEGISLATIVE HISTORY--H.R. 4363:
HOUSE REPORTS: No. 108-546 (Comm. on Financial Services).
CONGRESSIONAL RECORD, Vol. 150 (2004):
June 21, considered and passed House.
July 14, considered and passed Senate.
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108th Congressional Public Laws Records and Documents
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